The bureaus have a system. Now you have one too.
DisputeEra runs your entire credit dispute operation — letters, rounds, deadlines, escalations, all the way to arbitration — whether you're fixing your own report or running an agency.
For agencies
Run your entire credit repair business in one platform.
- Client CRM and white-label portal
- Automated letter generation and mail-run rounds
- Team task dispatch across agents
- Billing with payment alerts
- Email & SMS campaigns
- Arbitration case management
- AI agents that answer your phone and draft your letters
Everything the operation needs, in one place
From the first factual dispute to a formal arbitration demand — the whole workflow is built in.
The only platform that goes all the way to arbitration.
When the bureaus keep verifying instead of correcting, most tools stop. DisputeEra keeps going — log the FCRA/FDCPA violations, calculate the statutory-damages exposure, and auto-draft an intent-to-arbitrate demand. Then manage the case to resolution.
- Document willful vs. negligent violations
- Statutory-damages math (1681n / 1681o / 1692k)
- AI-drafted demand letters, AAA / JAMS ready
- Full case tracking to settlement
Dispute engine
The full methodology encoded — rounds 1 through 12, the right statute cited every round, escalating automatically from factual dispute to litigation-ready.
Metro 2 scanner
Scans every imported report for compliance violations — duplicate tradelines, balance errors, cross-bureau inconsistencies — and turns each into a one-click dispute letter.
Deadline automation
Every round's 30-day bureau window is tracked to the day. When a bureau goes silent, the platform flags it and prepares the next escalation for you.
Client portal
You (or your clients) watch progress live — score movement, wins as items delete, e-sign the agreement, and upload bureau letters anytime.
AI agents
An AI team that works for your agency
Add AI agents that carry your agency's name. They pick up the work that eats your day, and your team approves what goes out.
AI receptionist
Answers your business line in English or Spanish, greets clients by name, gives round updates, signs up new callers and books callbacks.
AI letter drafting
Drafts every dispute round from the client's own report and story, in the client's voice, ready for your review.
AI replies
Drafts answers to client texts and emails in their language. Nothing is sent until your team approves it.
AI follow up
Tracks the 35 day bureau clock, reads new reports, marks deletions and reminds your team what is due.